We’re all going to die. And we’re going to pay taxes to the very end.
Those two certainties don’t disappear when we stop cursing the alarm clock.
The government’s slice of our pie may shrink some when fixed incomes kicks in. But every sunrise rolls everyone closer to the day we won’t mist the mirror anymore.
Don’t despair. Prepare
“What’re you doing after work?” – is the Congress of Union Retirees of Canada’s nudge to those of us who are nearing retirement – or just beginning it – and needing some emphasis focusing and direction setting.
It’s all about helping us make the best of what’s left and maybe defying some of the odds before we shuffle off this mortal coil.
Reality check on self and situation
The able facilitators ran us through exercises on: goal setting (a life
where happiness outweighs regrets), living arrangements (my home is right until it’s wrong), and legal arrangements (will, living will, executor and powers of attorney). Better to have acted on things than need to when in a bad way.
You know your friends and relations, but are you prepared for changes loss and distance may bring as time passes quicker for some and needs/opportunities beckon you or others? Should you shore up or widen your circle of support? Nagging questions until they’re answered by you.
Part of each seminar day was devoted to finances – time lines governing social supports, softening the tax bite, finding the right advice and, avoiding elder abuse – a theme that echoed in several spots over the course.
Very useful tip sheets and questionnaires to help you put your financial footings in solid ground, are included in the printed participant’s learning manual.
Thirty percent of how we age is genetics. The other 70 percent is up to each of us, it seems. Those are odds that break in our favour, that is, if we’re ready to act.
One chart says someone like me who was born in 1952, has a life expectancy of 66. That means sayonara, maybe, before I even retire. Sheesh.
Well everybody knows there’s a set of keys to use to extend your mileage – diet, exercise, attitude and mindful activity. And the longer you live, the longer you’re likely to.